Change of Address Checklist: Who To Notify When Moving Homes

Moving involves more than packing boxes. There's a long list of places with your old address on file, and each represents a potential missed bill, lost package, or lapsed coverage. This guide covers every account and agency worth updating, from government offices to subscriptions, with a practical timeline.

Government agencies to notify when you change your address

Update the USPS, DMV, IRS, Social Security Administration, banks, credit cards, insurance, utilities, and your employer. Government agencies come first because updates affect legal documents, tax filings, and official records.

United States Postal Service

USPS mail forwarding reroutes mail from your old address to your new one. Submit a change of address online at usps.com for $1.10, or free at your local post office. Standard forwarding lasts 12 months, but doesn't cover everything, so update your address directly with senders.

Department of Motor Vehicles

Update your driver's license and vehicle registration within 10 to 30 days after moving. Check your state's DMV website for requirements.

Internal Revenue Service

Notify the IRS using Form 8822 or include your updated address on your next tax return to avoid delays with refunds and correspondence.

Financial institutions that need your new address

• Banks and credit unions: Most banks let you update through online banking or their mobile app.
• Credit card companies: Each account requires a separate update. Check both billing and mailing addresses.
• Investment and retirement accounts: Brokerage accounts, 401(k) providers, and IRAs require individual updates.
• Loan servicers and mortgage companies: Update student loans, auto loans, and mortgage servicers to avoid late fees.

Utility companies to update when you move

Schedule utility transfers or cancellations before your move date to avoid service gaps.

• Electric and gas providers: Schedule a final meter reading.
• Water and sewer services: Contact your local municipality to close your account.
• Internet, cable, and phone providers: Schedule installation and return rented equipment to avoid fees.

Insurance and Healthcare services

Your address affects coverage and premiums. Notify health, auto, and homeowners insurance providers immediately. Additionally, request medical records be transferred from your doctors, dentists, and veterinarians to your new local providers.

Online services and subscriptions

• E-Commerce
  
  • Amazon
  • Target
  • Walmart
• Streaming
  
  • Netflix
  • Spotify
  • Hulu
• Food Delivery
  
  • UberEats
  • DoorDash
  • Instacart
• Payment services
  
  • Paypal
  • Venmo
  • Apple Pay

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When to start your address change checklist

1. As soon as you know your move date: Start your list and gather account info.
2. Two to three weeks before moving: Update USPS, utilities, and insurance.
3. The week of your move: Confirm all service transfers.
4. After you move: Update remaining accounts and verify forwarding.

FAQs about changing your address

How long does USPS mail forwarding last?

Standard mail forwarding for First-Class Mail lasts 12 months. You can pay to extend the service if needed.

What happens if I forget to update my address with a company?

Mail may be returned or lost, potentially causing missed bills or security risks. Update each source directly for the best reliability.

Do I have to change my address if I am moving temporarily?

For moves lasting less than a year, you can submit a temporary forwarding request with the USPS instead of a permanent change.